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North East challenger bank Atom says it still intends to forge ahead with flotation plans – but only when the time is right.

The Durham organisation – the UK’s first digital only app based bank – last week published strong results for the year ended March 1 2022, with income growing by over 200% in the year, driven by increases in its business and residential lending, as well as success with its Instant Access Saver. All told its loan book rose to £3.3bn.

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