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Atom bank records best year since launch

Atom bank, the UK’s first app-based bank, has announced its strongest ever financial results, driven by a significant increase in lending while keeping costs exceptionally low. Operating profit grew to £27m, a 600% increase on last year, with costs up just 4%, demonstrating the success of its efficient, sustainable and scalable business model.

Atom produces best ever financial results. Image: Atom Bank
Atom produces best ever financial results. Image: Atom Bank

Atom delivered its first year of operating profit in FY23, and has continued to build on this. Alongside the significant growth in operating profit, the Bank has now delivered its first full year of profit both before and after tax.


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